General Terms
General Terms
401(k) Amortization Annuity Asset Asset Allocation Assets Assets Under Management Balance Sheet Bond Budget Capital Budgeting Cash Flow Cash Flow Statement Cost Of Goods Sold Credit Score Debt Deflation Depreciation Diversification Dividend Dividends EBITDA Equity ETF ETF (Exchange-Traded Fund) Expense Expenses Financial Analysis Financial Statement Gross Margin Hedge Fund Hedging Income Income Statement Index Fund Inflation Interest Interest Rate IRA (Individual Retirement Account) Liabilities Liability Liquidity Loss Mutual Fund Net Income Portfolio Principal Profit Profit And Loss Statement Return Revenue Risk Risk Management ROE (Return On Equity) ROI (Return On Investment) Solvency Stock Working Capital
Banking
General Terms
Amortization APR (Annual Percentage Rate) Bank Run Bankruptcy Basel III CD (Certificate Of Deposit) Central Bank Checking Account Collateral Commercial Bank Core Banking System Credit Card Credit Score Credit Union Debt-to-Income Ratio Default Deposit FICO Score Foreclosure Interbank Market Interest Rate Investment Bank Loan Loan-to-Deposit Ratio Mortgage Net Interest Margin Non-Performing Assets Overdraft Overdraft Fee Principal Refinance Reserve Requirement Retail Bank Savings Account Savings And Loan Association Tier 1 Capital Underwriting
Corporate Banking
Acquisition Financing Capital Expenditure Financing Cash Management Commercial Paper Corporate Advisory Services Corporate Guarantee Credit Facilities Derivatives Escrow Account Initial Public Offering Letter Of Credit Letters Of Credit Leveraged Buyout Mergers And Acquisitions Project Finance Revolving Credit Facility Supply Chain Finance Syndicated Loan Trade Finance Treasurer Working Capital
Investment Banking
Boutique Investment Bank Bulge Bracket Capital Markets Debt Capital Markets Due Diligence Equity Capital Markets Equity Research Financial Modeling Hedge Fund Investment Banking Division (IBD) IPO (Initial Public Offering) Leveraged Buyout (LBO) Mergers And Acquisitions (M&A) Pitch Book Pitchbook Private Equity Private Placements Proprietary Trading Syndicated Loan Underwriting Valuation Venture Capital
Online Banking
Bill Pay Biometric Authentication Digital Banking Digital Wallet E-Banking Electronic Funds Transfer (EFT) Encryption EStatements Internet Banking Mobile Banking Online Account Opening Online Banking Personal Financial Management Tools Phishing Remote Deposit Capture Third-Party Payment Apps Tokenization Touch ID/Fingerprint Login Transaction Alerts Two-Factor Authentication Virtual Card Virtual Keyboards Virtual Wallet
Retail Banking
Account Balance Account Statement ACH Transfer APY (Annual Percentage Yield) ATM ATM Fee Balance Transfer Bill Pay Branch Checking Account Credit Card Credit Union Debit Card Deposit Account Direct Deposit Escrow Account Home Equity Loan Merchant Services Minimum Balance Minimum Balance Requirement Mobile Banking Online Banking Overdraft Fee Overdraft Protection Personal Loan Retail Bank Safe Deposit Box Savings Account Transaction Fee Wire Transfer Withdrawal Limit
Credit And Lending
Cryptocurrency And Blockchain
Blockchain Technology
51% Attack Altcoin Bitcoin Block Reward Blockchain Consensus Algorithm Cryptocurrency Cryptoeconomics DApp (Decentralized Application) Decentralized Double Spending Ethereum Fork Gas Gas Limit Gas Price Hard Fork Hash ICO (Initial Coin Offering) Immutable Merkle Tree Mining Nonce Oracles Public Key/Private Key Replay Attack Sharding Smart Contract Soft Fork Token Wallet
Cryptocurrency Trading
ATH (All-Time High) Bagholder Bear Market Bull Market Candlestick Chart Dip Dump Exchange Fiat Currency FOMO (Fear Of Missing Out) FUD (Fear, Uncertainty, Doubt) HODL Lambo Leverage Limit Order Liquidity Margin Trading Market Cap Market Order Mooning Pump And Dump Rally Stop-Loss Order Trading Pair Volume Whale Whales
Security Token Offerings (STOs)
Accredited Investor AML (Anti-Money Laundering) Asset-backed Token Bond Token Custodian Digital Securities Dividend Token Equity Token Investor Protection KYC (Know Your Customer) KYC/AML Regulation Regulation D Regulation S SEC Compliance Securities Exchange Commission (SEC) Security Token Security Tokenization Platform Stablecoin STO Advisory STO Platform Tokenization Tokenized Securities Transfer Agent Transfer Restrictions
Financial Advisory
General Terms
Asset Allocation Asset Management Asset Protection Bond Market Client Portfolio Estate Planning Financial Advisor Financial Advisory Financial Literacy Financial Planning Investment Advisory Investment Strategy Legacy Planning Portfolio Management Retirement Income Retirement Planning Risk Management Risk Tolerance Stock Analysis Tax Efficiency Tax Planning Wealth Management
Wealth Management
Alternative Investments Concierge Services Discretionary Management Family Office Family Office Services Fiduciary Duties High-net-worth Individual Legacy Planning Multi-generational Wealth Transfer Philanthropic Planning Portfolio Diversification Private Banking Structured Products Trust Services Wealth Preservation Wealth Transfer
Financial Markets
Commodity Markets
Agricultural Commodities Backwardation Carrying Costs Commodity Index Contango Crack Spread Crush Spread Cushion Gas Drilling Dry Barrel Energy Commodities Extraction Season Futures Hedging Industrial Metals Injection Season Mining Peak Shaving Physical Delivery Precious Metals Rolling Over Spot Price Stripping Tank Farm Tight Oil Wet Barrel
Stock Exchanges
Bear Market Blue Chip Stocks Blue Chips Bull Market Dividend Yield Dividends Exchange-Traded Fund (ETF) Initial Public Offering (IPO) IPO Limit Order Market Cap Market Capitalization Market Order Penny Stocks Price-Earnings Ratio (P/E Ratio) Stock Index Stock Splits Stop Order Ticker Symbol Volatility Index (VIX)
Investments
General Terms
401(k) Annuity Asset Allocation Assets Under Management Bond Bonds Capital Gains Credit Score Debt Deflation Derivatives Diversification Dividend Dividends Equity ETF ETF (Exchange-Traded Fund) ETFs Futures Hedge Fund Hedging Index Fund Inflation Interest Interest Rate IRA (Individual Retirement Account) Liquidity Market Analysis Mutual Fund Mutual Funds Options Portfolio Principal Return Risk Risk Management ROI (Return On Investment) Stock Stocks
Bonds And Fixed Income
Bond Issuer Bond Ladder Bond Ratings Bondholder Call Provision Callable Bond Callable Bonds Convertible Bond Convertible Bonds Coupon Coupon Rate Credit Rating Credit Spread Duration Face Value Interest Rate Risk Maturity Maturity Date Non-callable Bonds Puttable Bond Sinking Fund Provision Yield Yield Curve Yield To Maturity
ETFs (Exchange-Traded Funds)
Authorized Participant Creation Unit Creation/Redemption Dividend Reinvestment Exchange-Traded Note (ETN) Expense Ratio In-kind Redemption Intraday Indicative Value (IIV) Intraday Trading Inverse ETF Leveraged ETF Liquidity Provider Net Asset Value (NAV) Premium/Discount SEC Yield Securities Lending Tracking Error
Real Estate Investment Trusts (REITs)
Adjusted Funds From Operations (AFFO) Cap Rate Capitalization Rate Dividend Payout Ratio Funds From Operations (FFO) Lease Leverage Net Asset Value (NAV) Net Operating Income (NOI) Occupancy Rate Property Property Management Property Portfolio Real Estate Cycle REIT Asset Tests REIT Dividends REIT Exemptions REIT Income Tests REIT Index REIT Management Team REIT Regulations REIT Taxation
Personal Finance
General Terms
401(k) Annuity Budget Budgeting Compound Interest Credit Card Credit Score Debt Management Debt-to-Income Ratio Emergency Fund FICO Score Financial Independence Financial Planner Insurance Interest Rate Investing IRA IRA (Individual Retirement Account) Mortgage Net Worth Retirement Retirement Planning Savings Savings Account Student Loans Tax Planning
Checking Accounts
Account Reconciliation Account Statement Account Verification ACH Transfer ACH Transfers ATM Fee ATM Fees ATM Withdrawals Bill Pay Check Clearing Check Register Checkbook Debit Card Debit Card Transactions Direct Deposit Minimum Balance Requirement Minimum Balance Requirements Mobile Banking Mobile Check Deposit Monthly Service Fees Online Bill Pay Overdraft Protection Stop Payment Stop Payments Transaction Fee
Mortgage Loans
Adjustable-rate Mortgage Adjustable-rate Mortgage (ARM) Amortization Appraisal APR (Annual Percentage Rate) Closing Costs Deed Down Payment Escrow Fixed-rate Mortgage Home Equity Interest Rate Interest-only Mortgage Loan-to-Value Ratio Mortgage Terms Origination Fee PMI (Private Mortgage Insurance) Points Pre-Approval Principal Refinance Refinancing Title Insurance
Retirement Planning (401(k)s, IRAs)
401(k) 401(k) Loan 401(k) Match Annuity Beneficiary Beneficiary Designation Catch-Up Contributions Early Withdrawal Penalty IRA IRA Contribution Limits Non-Qualified Retirement Plan Qualified Retirement Plan Required Minimum Distribution (RMD) Rollover IRA Roth 401(k) Roth IRA SEP IRA Solo 401(k) Spousal IRA Tax-Deferred Growth Traditional IRA
Savings Accounts
APY APY (Annual Percentage Yield) Automatic Transfer Automatic Transfers Certificate Of Deposit (CD) Compound Interest Compounded Interest Direct Deposit FDIC Insurance High-yield Savings Account Interest Interest Rate Minimum Balance Minimum Balance Requirement Mobile Banking Money Market Account Monthly Maintenance Fee Online Banking Overdraft Protection Savings Goal Sweep Account Withdrawal Limit
Regulatory And Compliance
General Terms
AML AML (Anti-Money Laundering) CFTC (Commodity Futures Trading Commission) Compliance Controls Compliance Officer Compliance Program Dodd-Frank FATCA FATCA (Foreign Account Tax Compliance Act) FinCEN (Financial Crimes Enforcement Network) FINRA GDPR GDPR (General Data Protection Regulation) KYC KYC (Know Your Customer) MiFID OFAC (Office Of Foreign Assets Control) PCI DSS Regulation D Regulatory Authority Regulatory Compliance Regulatory Examination Regulatory Reporting SAR (Suspicious Activity Report) Sarbanes-Oxley SEC SEC (Securities And Exchange Commission) Whistleblower Program
Anti-Money Laundering (AML)
Beneficial Ownership Currency Transaction Report (CTR) Customer Due Diligence (CDD) Enhanced Due Diligence (EDD) High-Risk Customer Know Your Customer (KYC) Money Services Business (MSB) Politically Exposed Person (PEP) Source Of Funds Suspicious Activity Report (SAR) Suspicious Transaction Reporting Transaction Monitoring Ultimate Beneficial Owner (UBO)
Financial Industry Regulatory Authority (FINRA)
Advertising Regulation AML Compliance Program Arbitration Branch Office Inspections BrokerCheck Continuing Education (CE) Continuing Education (CE) Requirements CRD (Central Registration Depository) CRD Number Form BD Form U4 Form U5 Form U5 - Uniform Termination Notice For Securities Industry Registration Market Manipulation Market Regulation Outside Business Activities (OBAs) Private Securities Transactions (PST) Qualification Exam Rule 2210 Selling Away Series 7 Series Exams (Series 7, Series 63, Etc.) Trade Reporting And Compliance Engine (TRACE) Uniform Application For Securities Industry Registration Or Transfer (Form U4)
Know Your Customer (KYC)
Adverse Media Screening Beneficial Owner Beneficial Ownership Customer Due Diligence (CDD) Customer Risk Rating Enhanced Due Diligence (EDD) High-Risk Customer High-Risk Customers KYC Analyst KYC Documentation KYC Refresh KYC Regtech Solutions KYC Remediation KYC Training KYC Workflow Negative News Screening Non-Face-to-Face Verification Politically Exposed Person (PEP) Red Flags Risk-Based Approach Sanctions Screening Source Of Funds Source Of Wealth Suspicious Activity Monitoring Transaction Monitoring Ultimate Beneficial Owner (UBO)
Securities And Exchange Commission (SEC) Compliance
Form ADV Form D Form NT Form PF Form S-1 Insider Trading Public Company Accounting Oversight Board (PCAOB) Regulation Crowdfunding Regulation S-P Rule 10b-5 Rule 144 Rule 15c3-3 Rule 17a-3 Rule 17a-4 Rule 17f-2 Rule 17g-1 Rule 204-2 Rule 206(4)-7 Rule 38a-1 Rule 605 Rule 606 Rule 611 Rule 613 SEC Filings SEC Rule 15c3-3 SEC Rule 17a-4 Whistleblower Program
Taxation
General Terms
Capital Gains Tax Excise Tax Income Tax Property Tax Sales Tax Tax Audit Tax Avoidance Tax Bracket Tax Credit Tax Credits Tax Deductions Tax Deferred Tax Evasion Tax Exemption Tax Filing Tax Liability Tax Planning Tax Return Tax Withholding Taxable Event Taxable Income Value Added Tax (VAT) Withholding Tax
Capital Gains Tax
Adjusted Basis Capital Gain Capital Gains Tax Bracket Capital Gains Tax Deduction Capital Gains Tax Exemption Capital Gains Tax Rate Capital Loss Capital Losses Cost Basis Long-term Capital Gains Net Capital Gain Net Capital Gains Netting Rules Realized Gains Short-term Capital Gains Step-Up In Basis Wash Sale Rule
Corporate Tax
Alternative Minimum Tax (AMT) Base Erosion And Profit Shifting (BEPS) Carryback Carryforward Corporate Tax Rate Corporate Tax Return Deferred Tax Liability Dividend Tax Double Taxation Net Operating Loss (NOL) Permanent Establishment Section 179 Deduction Tax Haven Taxable Income For Corporations Thin Capitalization Transfer Pricing
Personal Income Tax
Adjustments To Income Capital Gains Tax Rate Child Tax Credit Deductions For Tuition Expenses Earned Income Tax Credit (EITC) Education Credits Filing Status Health Savings Account (HSA) Contributions Deduction IRA Contribution Deduction Itemized Deductions Mortgage Interest Deduction Qualifying Dependents Roth IRA Conversion Standard Deduction State Income Tax Deduction Tax-deferred Accounts Taxable Interest