Glossary > Insurance > Travel Insurance > General

Repatriation

Repatriation in the context of insurance, particularly travel insurance, refers to the process of returning an insured person back to their home country in case of a medical emergency, serious injury, or death while traveling abroad.

Example #1

For example, if a traveler falls seriously ill during a trip to a foreign country and requires specialized medical care that is not available locally, repatriation coverage would ensure their safe transport back to their home country for treatment.

Example #2

In another scenario, if a traveler unfortunately passes away while abroad, repatriation coverage would cover the costs associated with transporting their remains back to their home country.

Misuse

Misuse of repatriation coverage could occur if an insurance company denies a legitimate repatriation claim, leaving the insured stranded in a foreign country without necessary medical care or support. It is crucial to protect against such misuse by carefully reviewing policy terms and conditions before purchasing travel insurance.

Benefits

The benefit of repatriation coverage is that it provides peace of mind to travelers, ensuring that they have access to necessary medical services or arrangements to return home in case of an emergency, reducing stress and financial burden during an already challenging time.

Conclusion

Repatriation coverage in travel insurance serves as a vital protection for travelers, offering assistance in critical situations where returning home becomes necessary due to unforeseen circumstances. It embodies CAP's mission of empowering consumers with the necessary support and resources to navigate challenging situations while traveling.